I'm not sure where to post this question so I apologize if this is the wrong place.
I booked my room only reservation yesterday via phone with Disney directly. At the end of our conversation the gal realized that she charged the ENTIRE amount to my card instead of just the deposit amount.
She tried to cancel it, but said she couldn't and she had to do a refund for the difference (total price minus the correct deposit). So I said ok and then she told me it would take 1 to 2 billing cycles to come off my card!!!
I tried to plead my case, to no avail. She did apologize profusely, but that won't help me pay the bill when it comes due 6 months before I was ready to pay it (and w/o any discount code applied - I just wanted to snag a room for sure!)
So now what? I still do not see a pending credit on my visa, but I don't know how quickly I would see that anyway b/c I've never really looked before. Do I have to just pay the whole amount and then wait for the refund? I mean, technically I can take the money out of savings and then the next few months I would just a a negative credit card balance.
If I don't pay it - and wait for the refund to process - I will incur charges which I don't want. I always pay my card in full.
Any suggestions? I feel badly for her, but I also feel badly for ME! It was her mistake and now I have to suffer.
My only hope is that we did miss the cutoff for this billing cycle so it has until about Aug. 6th to show up.